There are several questions which are deemed to be answered for the safe secure online bank login. As online banking is growing exponentially, it is highly recommended to aware people about security measures and precautions when they are to log into their bank account from their phone, public computer and any business Wi-Fi.

This is because, alone in United States, it has been observed that a well-known antivirus is used to taint more or less 3 million computers and suspected to steal at least $70 million dollars from consumers by getting their different online bank account logins and passwords.

Some of the main question can be summarized as:

• How much is it secure to log into your online bank account using public computers like computers and schools, and hotels?

• Is it safe to access bank account from any public or business Wi-Fi?

• Can you take your laptop to see your bank account updates using public Wi-Fi?

• Is it ok to login to your bank account to check balance using Phone?

• Home computer might be safe, is it so?

These are some of the main questions must be answered in regard to login to bank account in a safer way. So let us know what hackers could do if you log on to the wrong way.
 

How much is it secure to log into your online bank account using public computers?

The answer is explicitly ‘No’. Public computers are absolutely not to be trusted in any way as anyone can function them to steal even every key stroke you make on them. Public computers like computers in school, colleges, universities, hotels and café are used by every now and then. If any criminal has installed a key-logger or phishing software that tracks every username and password you enter, you’re really in problem then.

Therefore, never use public computers to login to your bank or any other sensitive account because these computers are completely unsafe for any sensitive web browsing. So it is highly recommended not to give a chance even a single time.

Can you take your laptop to see your bank account updates using public Wi-Fi?

Without much doubt, I can say it is certainly not safe at all to risk your bank account login from any outside Wi-Fi such as hotel or café. If you’re taking your laptop to café or any other public place to connect it with respective Wi-Fi, then keep in mind that anyone having criminal ideas can observe your activities performed on your laptop.

Your bank account can be traced, your login and passwords can be hacked, even if the hacker is smart enough, he can also ruined your privacy and personal data in your laptop. But the question is how? Let us know then!

The first think any hacker can decide to do to read your mind. It is natural that if you’re in public café, you will connect you’re computer to Wi-Fi provided by Café. And you know what, if the hacker knows lit a bit about café wifi, half of his work has done.

The hacker will create a Wi-Fi connection available free for you and pretend to be a café internet provider by changing the name that suits you most probably to connect with. Even he can café name, or any other reliable internet provider’s company name such as Linksys, TMobile, ATT Wireless or GogoInflight etc. In short, the hacker can label it with any name to deceive you, and once you’re deceived, the job is done.

Once you're on his router, he is the Internet. He the man in the middle, so he can see everything you're doing. He can even create a dummy bank login page for you, every time you log in, he’ll be with you!

Moreover, it is also important whether you trust the café staff or services providers. No need any outsider to create fake Wi-fi to hack your bank login information, it can also be done by business and its employees!
 

Is it ok to login to your bank account to check balance using Phone?

When you ask about safety, the answer will always in negative. However, we’re here to judge things comparatively safer or not. So when it comes to Phone, yes, login with your phone for bank account to secured and safer. It is much difficult to hack the phone which is connected to cellular data networks as compared to any public Wi-Fi.

However, some precautions must be considered in account. Never give your phone to any stranger or whom you have no trust. And never connect your phone with any public Wi-fi router when you are to log in to your bank account or while any sensitive surfing. Otherwise, it is nearly impossible for any criminal to hack your phone to access your sensitive data, because ‘anything can go wrong, will go wrong’. But in nutshell, phone is safer.
 

What about personal Computer at home?

Personal computers are most secure to login your bank account I can say, unless it is not used by any other suspected person. However, there are some things to be considered for the security purpose. Avoid you Wi-Fi router to send signals outside your home. Anything outside your home will play a same role like in any business place.

Moreover, if your computer is not virus free, or you are using any unauthentic subspecialty antivirus, then I cannot say any final words.
If we summaries the topic, we must say anything is possible and we’ve to ready to face any bitter possibility with taking all the secure measures in account. This is so because if you do not take safety measure ‘especially regarding your bank account information’ the only responsible will be you. As Donna Diaz, the controller for Orange Family Physicians says,

“It’s really kind of sad because it doesn’t seem like there’s much awareness out there by the general public or businesses about how big a deal this can be,” Diaz said. “People think everything is safe in banking online, when it’s really not.”